• Checking Accounts

  Money Market

  Rewards Checking

• Savings Accounts
• Online Banking
• Loans

  Real Estate Loans

  Consumer Loans

  Loan Officers

• CDs
• IRAs
• Trusts

  Trust Professionals

  Estate Planning

  Charitable Planning

Checking Accounts

All of our checking accounts feature:

• Free online banking
• Free online bill payment
• Free telephone banking: 877-735-3226
• Free use of hundreds of ULTRA ATMs
• Free Debit or ATM card*
• Free check images online
• Unlimited check writing
• Overdraft protection available**

Hawthorn Free Checking
Basic Free Checking Account

• No Minimum Balance
• No Maintenance Fees or Check Fees

Hawthorn Plus Checking
Basic Free Checking Account With Monthly Image Statements

• No Minimum Balance
• $2 per month Maintenance Fee for Check Images
• Monthly Image Statements

Hawthorn Status Plus Checking
Basic Free (Non-Interest Bearing) Checking Account With Monthly Image
Statements for Customers 50 Years of Age and Older

• No Minimum Balance
• No Maintenance Fees or Check Fees
• Monthly Image Statements

Hawthorn NOW
Basic Personal NOW (Interest Bearing Checking) Account

• $1,000 Minimum Amount To Open
• $1,000 Minimum Balance
• $8 per month Maintenance Fee…If Account Falls Below $1,000
• Truncated Monthly Statements
• Interest Compounds Monthly
• Interest Pays Out Monthly
• Interest Calculated On A Daily Basis
• Interest Accrues On Collected Balance
• Tiered Interest Rates (depending on balance amount)

Hawthorn NOW Plus
Basic Personal NOW (Interest-Bearing Checking) Account With Monthly Image Statements

• $1,000 Minimum Amount To Open
• $1,000 Minimum Balance
• $10 per month Maintenance Fee…If Account Falls Below $1,000
• Monthly Image Statements
• Interest Compounds Monthly
• Interest Paid Out Monthly
• Interest Calculated On A Daily Basis
• Interest Accrues On Collected Balance
• Tiered Interest Rates (depending on balance amount)

* ATMs are Free if Customer uses a Hawthorn ATM or one of the hundreds of ULTRA ATM machines around the state. If Customer uses a Non-Hawthorn or ULTRA ATM a fee may apply.

** Overdraft charges of $25.00 per item apply. Fee may be imposed for covering overdrafts created by check, in-person withdrawal, return of unpaid items deposited by Customer, bank service charges, ATM withdrawal, or other electronic means. Hawthorn Bank reserves the right to require Customer to pay an overdraft immediately or on demand. Whether Customer’s overdrafts will be paid is discretionary, and Hawthorn Bank reserves the right not to pay.