
Trust Professional Staff
Meet the team:

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Allison Loneman, JD, CTFA
Wealth & Trust Advisor
Allison Loneman, Senior Vice President, Wealth & Trust at Hawthorn Bank, joined the organization in 2024 with over 20 years of experience in trust administration. As a senior wealth consultant, she provides tailored financial strategies and expertise on trusts, including complex trust funding issues. Allison also consults on income and estate tax issues as it relates to generational wealth transfers.
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Lindsey Day
Wealth & Trust Officer
Lindsey Day, Wealth & Trust Officer, joined the organization in 2025 and brings over 15 years of financial services experience, including a decade in trust administration. As a trust professional, she has managed complex fiduciary relationships for high-net-worth clients, overseeing daily account administration, client service, risk management, and coordination with co-trustees, beneficiaries, and internal and external advisors.

Randy McPhail
Vice President & Trust Officer
Mr. McPhail joined Hawthorn Bank in 2016. Mr. McPhail is a Vice President and Trust Officer. Mr. McPhail's primary focus is on Trust and Estate Planning, Asset Management, Custody, Mergers and Acquisitions, Environmental Remediation Trusts, Construction Retainages, Court Ordered Qualified Settlement Funds, and Liquidation Trusts. Mr. McPhail began his career in corporate trust in 1990 and worked for several corporate trust departments, including UMB Bank, until 2000. Mr. McPhail spent 10 years at Columbia Capital Management. He then rejoined UMB Bank's Corporate Trust and Escrow Services division before coming to Hawthorn. Mr. McPhail holds a Bachelor of Science Degree in Human Resource Management from the University of Kansas and attended Cannon Corporate Trust School.

Karen Prenger
Assistant Vice President & Trust Administrator
Mrs. Prenger joined the organization in 1979 where she began her career in the Loan Department. Later in 1982 she transferred to Trust Services where she has held a variety of positions. For many years she was responsible for the Trust Operations area and is currently serving as Trust Administrator. She is a native of Jefferson City. Mrs. Prenger has completed courses through the Center of Financial training, Nichols Career Center and SunGard training for Trust Operations. Mrs. Prenger is active in her church and serves on various committees. She volunteers at Immaculate Conception School and is a member of the Jefferson City Chamber of Commerce and the East Side Business Association.
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