Update your home with a Home Equity Line of Credit.

Home Equity Lines of Credit

You have worked diligently to build equity in your home - now you can use it to fund your next project, trip or purchase! A Home Equity Line of Credit (commonly called a "HELOC") can be used for a variety of purposes, and typically features rates much lower than a credit card.

A Home Equity Line of Credit works by letting you borrow against the current equity in your home. With flexible payments and competitive rates, it's a great way to consolidate credit card debt, make a major purchase, or tackle a home improvement project.

Get Started Today!


Home Equity Calculator

Use our calculator to determine the home equity line of credit amount you may qualify to receive.

See how much you might qualify for

* Default amounts are hypothetical and may not apply to your individual situation. Calculators provide approximations for informational purposes only. Actual results will be provided by your lender and will vary depending on your eligibility and current market rates.

Why Hawthorn Bank?

We can help you take the worry out of applying for a home loan. Hawthorn Bank is different - we focus on you as a person, so you'll have access to one of our own "real people" instead of an electronic menu of options.

Are you ready to get started? If so, start your home loan application now, and one of our friendly home lenders will contact you.

Begin Your Online Application

Friendly Lenders

Prefer to talk to someone in person first? We have a team of friendly and knowledgeable loan officers who are ready to help you. Find a lender at a location nearest you, and start the conversation today.

Locate a Loan Officer


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What You Should Know

Please review the Consumer Financial Protection Bureau's “What You Should Know About Home Equity Lines of Credit,” which covers the features and risks of HELOCs. 

Last updated: December 2022
Our lenders are all registered through the Nationwide Mortgage Licensing System & Registry.