Commercial Loans

Quick Decisions, Local Support

Loans to help your business adapt, expand, and improve - quickly

Commercial Loans


Local businesses are the foundation of our communities, and we're dedicated to providing you with the resources and quick service you need to succeed.

When you apply for financing through Hawthorn Bank, your lending decisions is made locally, not at a distant headquarters across the country. You will have direct communication with the people who make your loan decision, and you will receive a quick response within days, not weeks or months. 

We provide:
  • Revolving Lines of Credit
  • Construction Loans
  • Real Estate Loans
  • Equipment Loans
  • Business Acquisition Financing
  • Accounts Receivable and Inventory Financing Letters of Credit


Agricultural Loans


We can help you quickly improve or expand your farming operations. Whether you need a livestock loan, financing for land and equipment, or operating funds for crop inputs, Hawthorn Bank is here to help you!



SBA Loans


SBA (Small Business Administration) loans are a powerful tool for many small businesses. They often offer longer terms, lower fixed rates and lower monthly payments than a conventional commercial loan. 

While these loans require a little more paperwork, our experienced SBA lenders will handle that. As an SBA Preferred Lender, we can get your loan approved quickly.

We've become one of the leading SBA banks in our region by building a strong team of SBA specialists who know how to make SBA loans work for your business, as painlessly as possible.



PPP Loan Forgiveness


We know that loan forgiveness is important to you and your business.

The entire amount of your Paycheck Protection Program loan, plus accrued interest, could be forgiven, but it is important for you to know that loan forgiveness is not automatic.

Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness amounts may be reduced if full-time headcount declines, or if salaries and wages decrease.

Learn how to apply for PPP loan forgiveness.



*All loans are subject to credit approval and underwriting qualifications. This communication does not constitute a commitment to lend.