Business Money Market & CD Accounts

We have a number of options to help businesses make better use of their cash, including a money market account and CDs. These can be integrated into your overall cash management system and provide you with more flexibility.

Call or visit your Hawthorn Bank to learn more.

Business Money Market

Want to earn higher interest on your extra funds, with FDIC insured safety, and still have convenient access to your money? With the Hawthorn Business Money Market, you can do just that.

  • Write up to 6 checks per month
  • Use ATM free at Hawthorn ATMs or hundreds of ULTRA ATMs
  • Free Online Banking and Bill Payment


Hawthorn Bank offers business owners Certificates of Deposit (CDs) with terms that range from three months all the way to five years. Each offers:

  • Competitive rates
  • Guaranteed performance
  • FDIC insured safety up to $250,000 (for deposits that exceed this amount, check out our CDARs program)

CD Ladder Caculator
Could you benefit from investing in a series of CDs with different maturities?

Certificate of Deposit Calculator
How much interest you can earn on a CD?

Call us today at 1-877-442-9846 for current rates.

Early withdrawal penalty may be assessed.

CDARS® – A service for large deposit investors

With this program large deposits can be placed by Hawthorn Bank into smaller denomination CDs at multiple institutions. This service can offer you significant benefits:

  • Safety of FDIC insurance for large deposits
  • CD interest
  • Management convenience
  • Security of working with a trusted, local source
To get started, please call or stop by.