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Opportunity Checking

Start Fresh

Start fresh with one of our opportunity accounts. These accounts are designed to help you qualify for a traditional checking account, even if you've been turned down for a checking account in the past.

Opportunity First Step

 

The account that helps those who need assistance repairing past checking history.

  • No minimum balance requirement
  • Hawthorn Bank debit card transactions are allowed, subject to daily limits1
  • FREE electronic banking – Includes online banking, mobile banking, online bill payments, Apple Pay, Google Pay, Samsung Pay, MasterPass, eStatements2 and 24-hour telephone banking
  • Free security-enhanced debit card
  • FREE ATM use at any Hawthorn ATM and hundreds of ULTRA ATMs
  • Open with $50 or more
  • $9.95 fee per statement cycle ($6.95 with regular payroll direct deposit)

After 12 months in good standing with an Opportunity First Step account, you may qualify for an Opportunity Checking account.

Call or come in

Open this account online

 

Opportunity Checking

The account that gives you the opportunity to qualify for a traditional checking account.

  • No minimum balance requirement
  • Unlimited check writing 
  • Hawthorn Bank debit card transactions are allowed, subject to daily limits1
  • FREE electronic banking – Includes online banking, mobile banking, online bill payments, Apple Pay, Google Pay, Samsung Pay, MasterPass, eStatements2 and 24-hour telephone banking
  • Free security-enhanced debit card
  • FREE ATM use at any Hawthorn ATM and hundreds of ULTRA ATMs
  • Open with $50 or more
  • $9.95 fee per statement cycle ($6.95 with regular payroll direct deposit)

After 18 months in good standing with an Opportunity Checking account, you may apply for a traditional checking account.

Call or come in

Open this account online

 

1 Opportunity First Step does not allow check writing. Hawthorn Bank debit card transactions are allowed, subject to daily limits.

2 In order to avoid a $3.00 paper statement fee, you must enroll in online banking, opt in for eStatements and maintain an active online banking enrollment. An active online banking enrollment is maintained by logging into your online or mobile banking account at least once every 120 days. If requirements are not met, you will automatically receive paper statements and your account will be charged $3.00 per month.