Our Switch Kit makes moving your account easier

We'll do everything we can to make this easy. Start by downloading our free Switch Kit. It helps you collect the information you need to change your direct deposits and automatic payments.

More Savings

Earn a higher savings rate when you open a More Savings Account. All it takes is a $10 minimum transfer from Value Checking to More Savings each qualification cycle.

Personal Checking That Does More

Value Checking

  • FREE Electronic Banking Package – Includes Online Banking, Mobile Banking, Online Bill Payment, eStatements1 and 24-hour telephone banking.
  • Paper statements are optional for $3.00 per month.
  • FREE MasterCard® Debit Card
  • Only $25 Deposit To Open
  • Overdraft Forgiveness – One-time overdraft fee elimination coupon.2
  • ATM Fee Reimbursement3 – Use any ATM, anywhere. Bring us the receipt and we'll pay you back for non-network ATM fees.
  • Disappearing Fee – Monthly fee of $4.95 gets reduced $0.25 for every debit card purchase.4 Make 20 or more purchases that post and clear during the statement cycle and the fee is eliminated!
  • Accidental Death & Dismemberment Insurance6 – Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
  • Cellular Telephone Protection6 – Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.

You can rest easy knowing that you are protected by our comprehensive IDProtect® service5, which includes:

  • Identity Theft Expense Reimbursement Coverage6 – Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.
  • Comprehensive Identity Theft Resolution Services – Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.
  • Debit and Credit Card Registration – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration and activation required.)
  • 3-in-1 Credit File Monitoring – IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration and activation required.)
  • 3-in-1 Credit Report – Request a free, updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration and activation required.)
  • Total Identity Monitoring – Monitoring of over 1,000 databases (Registration and activation required.)
  • EyeCare & EyeWear Plan – 10% to 60% off eyeglasses, contact lenses (excluding disposables which can be ordered through the mail), and other retail eyewear items through a network of over 12,000 eyecare professionals nationwide, including J.C.Penney, Lenscrafters, Pearle Vision, Sears Optical and Target Optical. In addition, members can save 10% to 30% on eye examinations and 40% to 50% off the national average on LASIK. Most frames, lenses, specialty items such as tints, scratch resistant coatings and ultraviolet protection are available. (Registration and activation required.) This is NOT insurance.
  • Cash Back Member Rewards – You can earn 10% cash back on your everyday purchases - such as groceries, household supplies, entertainment. Save receipts and submit quarterly for cash back rewards. You are eligible to submit receipts totaling up to $100 each quarter for a total cash back of up to $10/quarter or up to $40/annually. (Registration and activation required. Additional terms and conditions may apply.)

Rewards Checking

  • Disappearing Fee – Monthly fee of $3.95 gets reduced $0.25 for every debit card purchase.4 Make 16 or more purchases that post and clear during the statement cycle and the fee is eliminated!
  • FREE Electronic Banking Package – Includes Online Banking, Mobile Banking, Online Bill Payment, eStatements1 and 24-hour telephone banking.
  • Paper statements are optional for $3.00 per month.
  • FREE MasterCard® Debit Card
  • Only $25 Deposit To Open
  • Earn Our Highest Checking Interest7 –When you meet these minimum statement cycle requirements:
    • 16 Debit Card purchases that post and clear4
    • One ACH auto debit or direct deposit that posts
    • Receive your statements electronically (eStatements)
  • FREE Nationwide ATM Refunds8 – Use any ATM, anywhere and we'll automatically reimburse you for non-network ATM Fees – no paperwork necessary!

Elite Checking

  • $3.95 per statement cycle (fee can be waived with $5,000 minimum daily balance)
  • FREE Electronic Banking Package – Includes Online Banking, Mobile Banking, Online Bill Payment, eStatements and 24-hour telephone banking.
  • Paper statements are optional at no charge
  • FREE MasterCard® Debit Card
  • Only $25 Deposit To Open
  • Bounce Protection available ($500 Limit)
  • For customers aged 50 and older

Opportunity for all…

Even if you've been turned down for a checking account in the past, our Opportunity accounts may offer you a fresh start. Learn more

1 Paper statements are optional for $3.00 per month.
2 Must present coupon to receive fee elimination.
3 
ATM fee reimbursement limited to $20 per statement cycle. Present ATM receipts for reimbursement within 60 days of fee charge.
4 
ATM transactions do not count as MasterCard Debit Card purchases.
5 IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).
6 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.
Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
7 
Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details.
8 ATM fee refunds are limited to $20 per cycle.