Meet the Hawthorn account that pays you premium interest on your funds.*
Platinum Interest Checking
- Now paying 3.01% APY on balances up to $25,000 when you make 18 or more debit card purchases and one ACH Direct Deposit that post and clear per statement cycle1
- Disappearing fee – Maintain a $5,000 minimum daily balance to eliminate your $8.00 monthly service charge!2
- ATM fee reimbursement – Use any ATM, anywhere. Bring us the receipt and we'll pay you back for non-network ATM fees.* Also, FREE ATM use at any Hawthorn ATM and hundreds of ULTRA ATMs!
- FREE electronic banking – Includes online banking, mobile banking, free mobile deposit, online bill payments, Apple Pay, Google Pay, Samsung Pay, eStatements* and 24-hour telephone banking
- FREE debit card
- Open your account with $25 or more
- $3.00 monthly paper statement fee is eliminated when you opt in for electronic statements4
1 Annual Percentage Rate (APY) accurate as of October 21, 2024. Balances of $25,000 or less have an Annual Percentage Yield of 3.01%. Balances greater than $25,000 have an Annual Percentage yield between 3.01% and 0.02%. For example, if a balance of $50,000 is maintained the Annual Percentage Yield is 1.52%. To receive the rates described above, you must have 18 debit card transactions and one ACH direct deposit post and clear per statement cycle or the yield is 0.00%. This account has a $8.00 monthly service charge. Rates may change at any time. Fees may reduce earnings.
2 ATM transactions do not count as qualifying MasterCard Debit Card transactions. Each qualifying debit purchase transaction must post and clear during the statement cycle to reduce the fee and qualify for the platinum interest rate.
3 ATM fee reimbursement limited to $20 per qualification (statement) cycle. Present ATM receipts for reimbursement within 60 days of fee charge
4 In order to avoid a $3.00 paper statement fee, you must enroll in online banking, opt in for eStatements and maintain an active online banking enrollment. An active online banking enrollment is maintained by logging into your online or mobile banking account at least once every 120 days. If requirements are not met, you will automatically receive paper statements and your account will be charged $3.00 per month.